TERMS AND CONDITIONS 

Your website may use the
Terms and Conditions given below. 

The terms "We" /
"Us" / "Our"/”Company” individually and collectively refer
to Swatt Folder and the terms "Visitor” ”User” refer to the users.  

This page states the Terms and Conditions under
which you (Visitor) may visit this website (“Website”). Please read this page
carefully. If you do not accept the Terms and Conditions stated here, we would
request you to exit this site. The business, any of its business divisions and /
or its subsidiaries, associate companies or subsidiaries to subsidiaries or
such other investment companies (in India or abroad) reserve their respective
rights to revise these Terms and Conditions at any time by updating this
posting. You should visit this page periodically to re-appraise yourself of the
Terms and Conditions, because they are binding on all users of this Website.

USE OF CONTENT

All logos, brands, marks headings, labels,
names, signatures, numerals, shapes or any combinations thereof, appearing in
this site, except as otherwise noted, are properties either owned, or used
under licence, by the business and / or its associate entities who feature on
this Website. The use of these properties or any other content on this site,
except as provided in these terms and conditions or in the site content, is
strictly prohibited.

You may not sell or modify the content of this
Website or reproduce, display, publicly
perform, distribute, or otherwise use the materials in any way for any public
or commercial purpose without the respective organization’s or entity’s written
permission.

ACCEPTABLE WEBSITE USE

(A)
Security Rules
Visitors are prohibited from violating or
attempting to violate the security of the Web site, including, without
limitation, (1) accessing data not intended for such user or logging into a
server or account which the user is not authorized to access, (2) attempting to
probe, scan or test the vulnerability of a system or network or to breach
security or authentication measures without proper authorization, (3)
attempting to interfere with service to any user, host or network, including,
without limitation, via means of submitting a virus or "Trojan horse"
to the Website, overloading, "flooding", "mail bombing" or
"crashing", or (4) sending unsolicited electronic mail, including
promotions and/or advertising of products or services. Violations of system or
network security may result in civil or criminal liability. The business and /
or its associate entities will have the right to investigate occurrences that
they suspect as involving such violations and will have the right to involve,
and cooperate with, law enforcement authorities in prosecuting users who are
involved in such violations. 

(B)
General Rules
Visitors may not use the Web Site in order to
transmit, distribute, store or destroy material (a) that could constitute or
encourage conduct that would be considered a criminal offence or violate any
applicable law or regulation, (b) in a manner that will infringe the copyright,
trademark, trade secret or other intellectual property rights of others or
violate the privacy or publicity of other personal rights of others, or (c)
that is libellous, defamatory, pornographic, profane, obscene, threatening,
abusive or hateful.

INDEMNITY


The User unilaterally agree to indemnify and hold harmless, without objection,
the Company, its officers, directors, employees and agents from and against any
claims, actions and/or demands and/or liabilities and/or losses and/or damages
whatsoever arising from or resulting from their use of www.vinay.com or their
breach of the terms .  

  
DISCLAIMER OF
CONSEQUENTIAL DAMAGES

In no event shall Company or any parties,
organizations or entities associated with the corporate brand name us or
otherwise, mentioned at this Website be liable for any damages whatsoever
(including, without limitations, incidental and consequential damages, lost
profits, or damage to computer hardware or loss of data information or business
interruption) resulting from the use or inability to use the Website and the
Website material, whether based on warranty, contract, tort, or any other legal
theory, and whether or not, such organization or entities were advised of the
possibility of such damages.